Running a business means making smart decisions, sometimes on the spot. Whether it’s seizing a growth opportunity, managing seasonal fluctuations, or covering an unexpected expense, timing matters.
But here’s the thing: the best time to think about funding isn’t when you urgently need it. It’s before.
But here’s the thing: the best time to think about funding isn’t when you urgently need it. It’s before.

At Banjo, we partner with thousands of business owners who’ve told us the same thing — having access to fast, flexible funding gives them confidence and headspace to stay focused on what matters most: running their business.
Why plan ahead?
Opportunities don’t wait.
A new contract, a chance to grow and expand, or a great deal on equipment can appear overnight. Being funding-ready lets you move quickly.
Cash flow can shift unexpectedly.
Even healthy businesses face ups and downs. Staying prepared means less stress when the dips come.
Speed matters.
With Banjo, funding decisions can happen fast, often within 24 to 48 hours, but having your paperwork in order and a clear understanding of your borrowing options means things move even faster when the moment arrives.
Already borrowed with Banjo before? Here's why coming back makes sense:
- We know your business.
Having a history with us can speed up the process and open pathways to tailored options, or higher lending limits. - We make it simple.
No starting from scratch. Just clear conversations and quick decisions. - We’re here when you’re ready
We’re always here if new financing needs arise. Staying connected keeps doors open for future opportunities.
Not sure if it’s time to borrow again? That’s okay.
If you're:
- thinking about growth
- looking ahead to a busy season
- or just want to understand your funding options,
…now’s the time to have a chat with your broker or reach out to us directly. The conversation alone can help you feel more prepared for whatever’s next.
Ready to explore your options?