About Banjo
Better loans built for business
How Banjo helps
Small to medium-sized businesses are the engine room of our economies, cities and communities. Our mission is to power their growth through simple, smart financial solutions. Banjo makes it easier for businesses to access the finance they need to move forward. Taking them to the next chapter in their development and success.
We understand business
We understand the dynamic, fast-changing nature of SMEs. That’s why we look beyond traditional assets and collateral to build a more holistic understanding of the businesses we partner with. Our approach is considered and financially responsible. That may mean we won’t lend to a business if we think it will ultimately put them under more financial stress.
More than funding
We’re committed to going the extra mile to build long-lasting client relationships and provide ongoing support because for us, it’s always about more than just funding. It’s about meaningful partnerships that support growth, enable development and drive success. Together.
We see the bigger picture
By combining our financial expertise and business acumen, we help Australian businesses navigate complex challenges. We see the bigger picture and work collaboratively with established SMEs to help them move forward — to their next chapter today, and their full potential tomorrow.
Meet the team
Chief Executive Officer
Guy Callaghan
Guy has worked in the finance sector in Australia and internationally for more than 25 years. He is passionate about helping Australian and NZ SMEs grow and flourish — not only through funding but by working alongside them to support their journey. As a former Olympic swimmer, Guy has a strong focus and drive to succeed. When not at work, he loves spending quality time with his family, surfing and being in the ocean.
Chief Risk Officer
Andrew Ward
Andrew is an experienced banking and finance executive having held numerous business development, strategy, and credit risk management roles over 20+ years in the financial services sector. He is currently the Chief Risk Officer for Banjo Loans, a leading online lender providing secured and unsecured loans to Australian small and medium businesses. Prior to Banjo he practised as a Chartered Accountant before joining a large Australian bank, holding senior positions leading large credit risk management teams across both business and consumer lending. His experience as both a Chartered Accountant and Banker is assisting Banjo in its growth phase, with a specific focus on enabling SME’s to grow through financial solutions tailored for their business owner’s needs and aspirations.
Chief Financial Officer
Andrew Fitzpatrick
Andrew has a diverse range of financial experience, having worked at large firms such as Grant Thornton, J.P. Morgan and ANZ in a career spanning more than 20 years. He is proud to bring this expertise to Banjo where he channels his passion for helping small businesses remove roadblocks and reach their goals. Away from the ledger, you’ll find Andrew on the golf course, working out, or spending time with his family.
What brings us to work each day?
Banjo culture and values
It pays to work with good people
Trust
We’re open and accepting and support each other to achieve. We work with people we can trust inside and out.
Respect
We actively listen, respect boundaries, acknowledge sensitivities and value diversity.
Accountability
We are one team, we share openly, we constructively challenge and we all own the result.
Celebrate
We take a moment to appreciate one another, recognise achievements big or small and celebrate our successes together.
