Borrow $20,000 to $400,000

  • Easy online application
  • Quick decisions & funding
  • Unsecured loans
  • Better rates for better businesses
  • No exit fees
  • Easy re-borrowing

Business loans made quick and easy

No paperwork

Apply for a loan entirely online in as little as 10 minutes.

Fast funds

Borrow $20,000 to $400,000 deposited in your account in as little as 24 hours following loan offer acceptance.

Easy re-borrowing

Need to borrow from Banjo again? Quickly apply for a new loan with just a few clicks.

Get started Is my business eligible to apply?

Business finance as it should be

Better rates for better businesses

We believe that strong businesses should not have to subsidise weak ones.

Unsecured loans*

We believe that if you’ve proven yourself in business you shouldn’t have to bet the house to get a loan.

Good, old-fashioned service

Our local Australian team of experienced bankers provide you the service & support any business owner expects.

Get started Is my business eligible to apply?

We’re trusted by SMEs across Australia

How it works

1

Apply online

Complete the online application in as little as 10 minutes.

2

Get approved

We review and approve an application in a couple of hours.

3

Receive your funds

Funds can be transferred directly to your account in as little as 24 hours (maximum of 72 hours) after approval.

Is my business eligible to apply?

At least 2 years in business
Personal loans
At least $500,000 pa in revenue
Loans to new businesses

Business loan repayment calculator

How much do you need?
$20,000
$250,000
Repayment Term

Frequency

My business performance is

Weekly Interest Amount^

$12

Total Weekly Repayment

$1,457
^ This calculator provides an indication of typical average interest costs and repayments. The actual interest and repayments will vary based on your individual circumstances. Fees and terms and conditions apply, including a 1.5% establishment fee on each 6 month advance & 2.25% establishment fee on each 12 month advance. The repayments set out above are inclusive of interest. Interest is calculated upfront and charged in graduated instalments.
* Disclaimer: Fees, lending criteria, terms and conditions apply including a 1.5% establishment fee on each 6 month advance & 2.25% establishment fee on each 12 month advance. Actual interest and repayments will vary based on your individual circumstances. Advertised rates are subject to change at any time. Interest is calculated upfront and charged in graduated instalments. While Banjo does not generally take security over assets, director guarantees may be required and, if a loan is over $250,000, a general security deed may be required. Statements regarding timing in relation to applications, approvals and funding are only indicative. Any advice given does not take into account your personal circumstances and you should carefully consider what products are appropriate for you and obtain professional advice where relevant.