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Asset Finance for how business really works

Work vehicles? Bigger plans? Banjo keeps asset finance moving without the usual friction.
Straightforward asset finance that helps brokers win more deals. Fast responses, flexible structures, and a team that backs you all the way.

Structured funding for scaling, restructuring or asset-backed growth

Need $500k–$5m*? Let’s tailor it.

Designed for growth without overcomplication.
  • Loans up to $2m per asset ($5m across related ABNs)
  • Same flexible terms (12–60 months)
  • Works for dealer sales, private sales, refinancing and capital raises
  • Suitable for multi-entity or higher-value deals
  • Asset-backed funding with flexible security
  • For more complex purchases or expansion scenarios.
  • $4m in Asset Finance fuels rapid expansion

    Equipment hire business scales up fast with help from Banjo’s tailored asset finance.

    Industry:
    Equipment Hire
    Loan Amount:
    $4m
    Time in Business:
    5 years
    Structure:
    Company 
    Annual Turnover:
    $52m
    Approval Time:
    5 business days
    Loan Type:
    Asset Finance Excel
    The business
    A fast-growing national provider of short-term equipment hire to the infrastructure, civil construction, mining, and quarry sectors. In just 5 years, they’ve built a $52m operation, and they’re just getting started.
    The challenge
    To meet booming demand, the business needed to make multiple large-scale asset purchases quickly, even while waiting for funding from a major bank. Speed and flexibility were critical.
    The Banjo difference
    Banjo approved a total of $4 million in Asset Finance across several transactions, starting with the first approval in just 5 business days. Our responsive team and staged approach enabled the client to seize growth opportunities without delay.
    Why it worked
    Multi-stage asset funding
    Rapid turnaround
    Real support from a responsive team
    Tailored to business conditions, not bank hurdles

    Asset finance that moves at business speed

    Need $20k–$500k? No property? No worries.
    We call it Express. You’ll just call it easy.

    Fast, no-fuss funding for new and used vehicles and equipment.

  • Suitable for primary & secondary assets
  • Works for dealer sales, private sales, refinancing and capital raises
  • Terms from 12 to 60 months
  • Weekly, fortnightly or monthly repayments
  • No property security required
  • 0–10% deposit (none required under $150k*)
  • Minimal docs: bank statements + invoice.
  • A $40K truck, approved in 3 days

    Banjo’s Asset Finance Express helps this plumbing business stay on the move.

    Industry:
    Plumbing & Gas Services
    Loan Amount:
    $40k
    Time in Business:
    13 months
    Structure:
    Company
    Annual Turnover:
    $250k
    Approval Time:
    3 business days
    Loan Type:
    Asset Finance Express
    The business
    A plumbing, gas, and wet/dry hire company recently transitioned from sole trader to company structure, and already growing strong.
    The challenge
    To keep up with demand, the business needed a new truck, fast. But with no property security and just over a year as a company, options were limited.
    The Banjo difference
    In just 3 business days, Banjo approved a $40k Asset Finance Express loan, no deposit needed. We looked past the lack of property security and saw the strength of the business.
    Why it worked
    No deposit required
    Fast 3 day approval
    Minimal doc requirements
    Supportive and human approach

    Right for most types:

    Vehicles
    Primary assets
    Cars
    Trucks
    Trailers
    Yellow goods
    Secondary assets
    Equipment
    Medical
    Manufacturing
    Industrial machinery
    More specialised requirements? Let's talk

    Why brokers choose Banjo

    • Funding from $20k to $5m*
    • Approvals in as little as 24 hours for smaller loans
    • Flexible terms, no early payout penalties
    • Deal directly with decision-makers
    • A team that’s here to help you and your clients succeed
    • We’re easy to work with, serious about service, and committed to helping brokers build stronger relationships with their clients.
    Partnering with Banjo means better brokering.
    If you’re not a Banjo partner, here’s what you can expect:
    • Support when you need it – in days, not weeks.
    • Direct access to the decision-makers approving
      credit – for faster, better outcomes.
    • Your own dedicated BDM – for helping you with
      everything, even workshopping greater deals.
    • An awarded non-bank lender of choice
      with SMEs for business loans.

    Become a Partner

    We’re nation-wide.
    Find your local BDM

    NSW
    VIC & TAS
    QLD, WA & SA
    ALL

    Business Development Manager - NSW

    Sahl Jappie

    sjappie@banjoloans.com0477893411

    Business Development Manager - NSW

    Samantha McPherson

    smcpherson@banjoloans.com0428628765

    Business Loan Specialist

    Haifa Sameer

     hsameer@banjoloans.com0411326245

    Senior Business Development Manager - VIC/TAS

    Jason Gatt

    jgatt@banjoloans.com0434019725

    Business Development Manager - VIC

    Steven Dang

    sdang@banjoloans.com0421827977

    Business Loans Specialist - Direct

    Vel Markovic

     vmarkovic@banjoloans.com0493112684

    Business Development Manager - QLD

    Steven Kent

    skent@banjoloans.com0433075561

    Business Loans Specialist - Direct

    Vel Markovic


    vmarkovic@banjoloans.com0493112684

    Senior Business Development Manager - VIC/TAS

    Jason Gatt

    jgatt@banjoloans.com0434019725

    Business Development Manager - VIC

    Steven Dang

    sdang@banjoloans.com0421827977

    Business Loans Specialist - Direct

    Vel Markovic

     vmarkovic@banjoloans.com0493112684

    Business Development Manager - QLD

    Steven Kent

    skent@banjoloans.com0433075561

    Business Loan Specialist

    Haifa Sameer

     hsameer@banjoloans.com0411326245

    Business Development Manager - NSW

    Samantha McPherson

    smcpherson@banjoloans.com0428628765

    Business Development Manager - NSW

    Sahl Jappie

    sjappie@banjoloans.com0477893411

    Key Accounts and Strategic Partnerships Manager

    Frances Rikard-Bell

    frikardbell@banjoloans.com0480233962

    What Brokers say

    Service with regards to approval

    Service with regard to approval, documents and settlement was excellent. Slight increase in approval amount was very quick. — Finance Broker

    This was my first experience with Banjo

    My client needed a turn around quickly and Banjo made it happen! … Thank you so much! My client is ecstatic!
    — Finance Broker

    Our commitment to you

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    * Disclaimer: Fees, lending criteria, terms and conditions apply (including an origination fee on each advance). Actual fixed fee (or interest expense) and repayments will vary based on your individual circumstances. Advertised rates are subject to change at any time. Fixed fee (or interest expense) accrues upfront and is paid in instalments. While Banjo does not generally take security over assets, director guarantees may be required and a general security deed or other security may be required for larger loans or in respect of some loan types. Statements regarding timing in relation to applications, approvals and funding are only indicative. Any advice given does not take into account your personal circumstances and you should carefully consider what products are appropriate for you and obtain professional advice where relevant.

    Copyright © 2022 Banjo® Loans. Banjo® and Banjo Score® are registered trade marks used under licence by Banjo Loans. All loans are provided by FundIT Ltd ACN 601 130 527 in its capacity as trustee of the Banjo Small Business Loan Fund ABN 32 713 685 984 (AFSL 468033). All loans are subject to eligibility criteria and approval by Banjo. Upfront fee, terms and conditions apply.