Loans from $20k to $500k

Loan terms from 2 to 6 months

Interest expense and fees only with principal paid at maturity

Secured bridging finance to suit your needs

Access the working capital you need now

Banjo makes it easy to access the working capital funding you require prior to settlement. This bridging finance product means that SMEs no longer need to be in a holding pattern. With terms of two to six months and interest expense only payments, with the principal paid at maturity, Single Pay releases the working capital you need to keep powering your growth today.

Ways to benefit from Single Pay




Refinancing between banks
You need working capital now after refinancing and are waiting to receive the new funding.



Pending settlement of sold property
Require funding for working capital or as a deposit to purchase a new property prior to the settlement of the sold property.



Pending equity injection
Injection of funds from raised equity are stretched or in staggered payments, and you require the funds now.



Sale of asset or equipment
Require funds while you wait for the settlement of a significant piece of equipment.



Sold the business
Sold your business but are waiting for settlement and require funds now to purchase another asset or business.
I found dealing with Banjo to be very refreshing. They are very quick to process and authorise requests and seem to understand business requirements for growth far better than standard bankers.
Fiona Horman, Regency Media

Award-winning
small business loans

It’s quick and easy

Get started in three simple steps

Apply Online

Complete the simple online application in as little as 10 minutes.

Get approved

We’ll review and assess your application within a couple of business hours.

Receive your funds

If approved, funds can be transferred directly to your account in as little as 24 hours.

Let’s get your business moving

All you need to get started:

  • An active ABN or ACN
  • 2+ years in business
  • $500,000+ in annual sales

Typically, we do not lend to businesses in the property development or regulated utility industries. Generally, the provision of some security will be required for this product.

Single Pay FAQs

Let's get started

Time in business

Annual revenue

All loans are subject to eligibility criteria and approval by Banjo. By registering and using this site, you are agreeing to the Terms & Conditions & Privacy Policy.

Financial solutions for your business

Working Capital Loans

Borrow from $20k to $500k for your business, with flexible terms and a range of repayment options. Simple.

View details

Flexi Working Capital Loans

Capital that works for you, with an up to 4-month interest expense only period to align with the ebb-and-flow of your business.

View details

Single Pay

Loans from $20k to $500k. A bridging finance facility enabling you to release the working capital needed to help move your business forward now.

View details

Banjo Supply

Unsecured Loans from $5k to $25k. Apply in minutes, and receive an immediate response.

View details