Business lending

Business lending

Simple, swift working capital and asset finance to help growth-driven businesses to develop and succeed.

Banjo Express

Get fast access to funds with less paperwork

Flexi Working Capital Loans

Get up to 4 months interest expense only repayments with

Single Pay Loans

Get a bridging finance facility to release working capital

Working Capital Loans

Get cashflow funding options to help growth

Asset & Equipment Finance

Get a flexible asset loan to finance assets and business moving forward

Our partners

About us

Knowledge hub



Turn your work
anxiety into fuel

Watch now ->
Australian growth-stage business owners face many challenges, navigating decisions amidst global and local market fluctuations. Balancing passion with sustainable business acumen is demanding, especially when time-critical decisions such as obtaining finance are essential for growth.

This is a session with a mission: to normalise business anxiety.

Anxiety is a natural part of business ownership. It can be harnessed into a force for good. Guest speaker Bronwyn Penhaligon, Strategic Psychotherapist, Penhaligon Applied Psychology and Guy Callaghan, CEO, Banjo Loans share stories, and research-based insights into mental health, with practical and achievable pathways.

You'll learn how to:
  • Identify your anxiety triggers so that you can recognise and avoid thought traps ​
  • Confront bad habits and unhealthy coping mechanisms​
  • Be in control and set boundaries on how you choose to expend your energy to prevent business burnout​
  • Nurture psychological safety, deal with feedback, criticism, and impostor syndrome​
  • Model and communicate healthy behaviour as a business leader
  • Recognise your progress and move forward with confidence. Be your own cheerleader!​
This session will help you turn your concerns into a source of strength for yourself, your business, and the people you need to help you lead.​

Watch now

Meet our speakers

Guy Callaghan
Chief Executive Officer
Banjo Loans
Guy, brings extensive industry experience and a passion for empowering his team and clients. Dedicated to building a positive culture and cultivating a nurturing workplace environment, he finds motivation in helping others succeed, drawing from his experience as an ex-Olympic swimmer to drive excellence in himself and those around him. With a background in banking, financial advice, and funds management, Guy took the role of CEO after joining Banjo as head of sales and marketing in 2018. Guy maintains a strong focus on his health and outside of work prioritises quality time with family and friends. ​
Bronwyn Penhaligon
Strategic Psychotherapist
Penhaligon Applied Psychology
Bronwyn is a Strategic Psychotherapist, Clinical Hypnotist and business owner with over 15+ years working with the advertising/marketing industry and 3 years supporting an innovative fintech team. Specialising in workplace anxiety, Bronwyn’s mission to help people bring the very best version of themselves to work is uniquely positioned. She genuinely understands the pressures of business and the need to deliver real results, real fast. Partnering with businesses seeking to empower their teams and working 1:1 with people ready to get out of their heads, she helps up-skill clients to not just 'feel' better but be more effective in life; to 'do' better.​

Who should attend?

This session is designed for business owners and commercial brokers who are keen to learn how to identify anxious thought traps and develop sustainable strategies to navigate challenges, foster healthier mental well-being and strengthen professional relationships. The session will provide insights into leveraging anxiety to increase drive and overall business success.
FBAA, CAFBA and MFAA CPD Points Available
There will be a survey at the bottom of the on-demand page for you to complete in order for you to receive your CPD Points.

Why Banjo?

Anxiety can gnaw at confidence; sap focus and whisper doubts that can dim your business drive and drown out brilliant growth plans. Being funding-ready goes beyond repayment ability, encompassing mental health and sound business ownership paves the way for ongoing business growth.​

Proud to be recognised for our 
award-winning small business loans

Our commitment to you

* Disclaimer: Fees, lending criteria, terms and conditions apply (including an origination fee on each advance). Actual fixed fee (or interest expense) and repayments will vary based on your individual circumstances. Advertised rates are subject to change at any time. Fixed fee (or interest expense) accrues upfront and is paid in instalments. While Banjo does not generally take security over assets, director guarantees may be required and a general security deed or other security may be required for larger loans or in respect of some loan types. Statements regarding timing in relation to applications, approvals and funding are only indicative. Any advice given does not take into account your personal circumstances and you should carefully consider what products are appropriate for you and obtain professional advice where relevant.

Copyright © 2022 Banjo® Loans. Banjo® and Banjo Score® are registered trade marks used under licence by Banjo Loans. All loans are provided by FundIT Ltd ACN 601 130 527 in its capacity as trustee of the Banjo Small Business Loan Fund ABN 32 713 685 984 (AFSL 468033). All loans are subject to eligibility criteria and approval by Banjo. Upfront fee, terms and conditions apply.