No passionate, driven business owner likes the thought of needing to borrow to get ahead, but strategic funding can be the key to unlocking new opportunities.
If you’ve been making steady progress and are close to repaying your loan, it’s time to think about what’s next.

Pat yourself on the back
Running a business isn’t easy. If you’ve successfully navigated challenges and reached this point, that’s an achievement worth celebrating. Whether you’ve expanded operations, improved cash flow, or weathered an unexpected storm—well done. Now, let’s talk about keeping your momentum going.
Why stay connected with your lender?
A strong relationship with your lender means you’re not starting from scratch when new opportunities arise. When the time comes to grow, having a trusted funding partner who understands your business can make all the difference.
- Fast access to working capital – If you maintain eligibility, you could secure funding more quickly when you need it.
- Tailored support – A lender who knows your business can offer options suited to your goals.
- Confidence in your next move – Having financial backing ready means you can act on opportunities, not just think about them.
That said, as your business evolves, so do your funding needs. It’s always smart to assess whether your current lender is still the right fit. Maybe you need more flexibility, a larger loan to match your next stage of growth, or longer repayment terms to suit your cash flow. Staying engaged with your lender helps you explore the best options—whether that’s continuing your journey together or reassessing what works best for your business.
Stay funding-ready: A simple checklist
Want to keep your options open for the future? Here’s how:
Keep financials up to date (tax returns, profit & loss statements)
Maintain a strong credit profile
Stay on top of repayments
Moniter cash flow and bussiness performance
Regularly check in with your lender
What’s next for your business?
Whether it’s growing your team, upgrading equipment, or launching your next big idea, staying funding-ready ensures you can act when the time is right.
At Banjo, we’re on the journey with you. We believe in strong relationships—with our trusted Broker Partners and with business owners like you—so when the time comes to fund your next move, we’re ready when you are.