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Business lending

Business lending

Simple, swift working capital and asset finance to help growth-driven businesses to develop and succeed.

Banjo Express

Get fast access to funds with less paperwork

Flexi Working Capital Loans

Get up to 4 months interest expense only repayments with

Single Pay Loans

Get a bridging finance facility to release working capital

Working Capital Loans

Get cashflow funding options to help growth

Asset & Equipment Finance

Get a flexible asset loan to finance assets and business moving forward

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Help your clients get ahead with these 5 handy ways you can come to the rescue with a quick working capital loan during the busy season.

1. Think Timely Inventory Management:

Quick working capital loans help facilitate swift updates of inventory, ensuring businesses can capitalise on the increased demand during busy seasons and avoid out-of-service events.

Chat with your client about how you can help with their intentions to purchase and fund materials or finished goods quickly to meet customer needs. Banjo can help you to make time-critical funding possible in as little as 24 hours.

2. Securing Seasonal Staffing:

Fast access to working capital allows small businesses to promptly hire and train additional staff to handle the surge in customer activity during peak seasons, ensuring efficient service and maintaining customer satisfaction.

Ask your client how they are managing their staff levels and salaries during their peak season and find out how you can help them to seek suitable lending.

3. Marketing and Promotion:

Small businesses need to remain front of mind with time-sensitive marketing campaigns, promotions, and discounts to attract more customers during busy seasons. A quick working capital loan can help to fulfil these growth initiatives. This can include expenses related to advertising, social media promotions and other marketing activities.

Find out how your client is funding their marketing activities. Promotion (often overlooked by busy SMEs) is a key part of maintaining business momentum.

4. Agile Response to Trends:

Banjo’s Working Capital Loans provide the flexibility for small businesses to respond promptly to emerging trends, consumer preferences or changes in market demands. This can cover adjustments in product offerings, services or marketing strategies.

Do you know how your client is remaining relevant with customers and responding to changing market conditions? Ask them if they need finance to keep their business moving forward.

5. Equipment and Infrastructure Upgrades, Breakdowns and Repairs:

Access to fast working capital allows small businesses to promptly invest in repairing or upgrading equipment and infrastructure. This includes costs associated with fixing breakdowns, maintaining equipment, and enhancing infrastructure to ensure smooth operations during peak seasons.

Let your clients know that you are ready to offer the best fast funding solutions when they need quick fixes and upgrades.

Seeking a competitive advantage?

Banjo Loans have a team of lending specialists to help you and your clients with time-critical finance options. Ask your local Banjo BDM about Banjo’s express access to working capital on loans from $20k - $250k, flexible payment terms, less documentation requirements and competitive commissions. A credit decision maker is also available to work through your application.

Banjo provides SMEs with an alternative source of capital to balance cash flow and enable future growth. Banjo has loaned over $330 million to more than 1500 businesses since 2015. A typical Banjo client has been established for 7-8 years, with an average revenue of between $5m - $15m. 

Our commitment to you

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* Disclaimer: Fees, lending criteria, terms and conditions apply (including an origination fee on each advance). Actual fixed fee (or interest expense) and repayments will vary based on your individual circumstances. Advertised rates are subject to change at any time. Fixed fee (or interest expense) accrues upfront and is paid in instalments. While Banjo does not generally take security over assets, director guarantees may be required and a general security deed or other security may be required for larger loans or in respect of some loan types. Statements regarding timing in relation to applications, approvals and funding are only indicative. Any advice given does not take into account your personal circumstances and you should carefully consider what products are appropriate for you and obtain professional advice where relevant.

Copyright © 2022 Banjo® Loans. Banjo® and Banjo Score® are registered trade marks used under licence by Banjo Loans. All loans are provided by FundIT Ltd ACN 601 130 527 in its capacity as trustee of the Banjo Small Business Loan Fund ABN 32 713 685 984 (AFSL 468033). All loans are subject to eligibility criteria and approval by Banjo. Upfront fee, terms and conditions apply.