Business lending

Business lending

Simple, swift working capital and asset finance to help growth-driven businesses to develop and succeed.

Banjo Express

Get fast access to funds with less paperwork

Flexi Working Capital Loans

Get up to 4 months interest expense only repayments with

Single Pay Loans

Get a bridging finance facility to release working capital

Working Capital Loans

Get cashflow funding options to help growth

Asset & Equipment Finance

Get a flexible asset loan to finance assets and business moving forward

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About us

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You can speak with one of our Business Development Managers who are available to help you with any questions or our friendly team on 1300 22 65 65.

Upon receiving the application, our team will look to review and provide an initial assessment within 24 business hours . Generally, once loan documents are complete and in order, our team will conduct final checks to enable you to access your equipment.

We offer asset finance for a wide range of vehicles and business equipment to help move your business forward. Some examples include (but not limited to):

Banjo does consider balloon payments on a case-by-case basis. A balloon payment is a lump sum repayment at the end of the loan agreement after all regular repayments have been met. Where a loan is eligible for a balloon payment, your regular repayments will be lower, and you will pay more interest over the loan term. Where a loan does not have a balloon payment, your regular repayments will be higher, and you will pay less interest and there will be no lump sum repayment at the end of the loan term.

The minimum requirement is an ABN established business with a minimum of 2 years of trading history and an annual turnover of greater than $500k. Other lending criteria will apply.

Banjo can consider loan amounts ranging from $20k to $1m over 12 to 60 months.

Banjo Asset Finance Excel is the provision of a loan that enables businesses to purchase and own the equipment from the beginning. The business will make regular payments as per the loan repayment schedule and the loan is secured against the asset.

Our commitment to you

* Disclaimer: Fees, lending criteria, terms and conditions apply (including an origination fee on each advance). Actual fixed fee (or interest expense) and repayments will vary based on your individual circumstances. Advertised rates are subject to change at any time. Fixed fee (or interest expense) accrues upfront and is paid in instalments. While Banjo does not generally take security over assets, director guarantees may be required and a general security deed or other security may be required for larger loans or in respect of some loan types. Statements regarding timing in relation to applications, approvals and funding are only indicative. Any advice given does not take into account your personal circumstances and you should carefully consider what products are appropriate for you and obtain professional advice where relevant.

Copyright © 2022 Banjo® Loans. Banjo® and Banjo Score® are registered trade marks used under licence by Banjo Loans. All loans are provided by FundIT Ltd ACN 601 130 527 in its capacity as trustee of the Banjo Small Business Loan Fund ABN 32 713 685 984 (AFSL 468033). All loans are subject to eligibility criteria and approval by Banjo. Upfront fee, terms and conditions apply.