Business lending

Business lending

Simple, swift working capital and asset finance to help growth-driven businesses to develop and succeed.

Banjo Express

Get fast access to funds with less paperwork

Flexi Working Capital Loans

Get up to 4 months interest expense only repayments with

Single Pay Loans

Get a bridging finance facility to release working capital

Working Capital Loans

Get cashflow funding options to help growth

Asset & Equipment Finance

Get a flexible asset loan to finance assets and business moving forward

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Knowledge hub


Banjo Asset Finance Express (or next-to-no doc) is a loan that enables businesses to purchase and own equipment from the beginning. Our next-to-no doc process involves a quick 5-minute online submission, bank statements only assessment and very minimal documents to secure your conditional approval.

Banjo can consider loan amounts ranging from $20k to $250k over 12 to 60 months. 

Minimum eligibility is an established ABN business with 1 year trading history and GST registered. Other lending criteria may apply. 

Banjo Asset & Equipment Finance Express is suited to primary (wheeled assets) and secondary (non-wheeled assets) income generating, serialised assets that help move businesses forward. Some examples include (but not limited to): 

Generally, Banjo can consider the following end of term (the age of the asset at the end of the loan term) ages: 

Do you have an asset or equipment outside the above guidelines? If so, please contact your Business Development Manager who is available to discuss your options. 

Banjo does consider balloon payments on a case-by-case basis. A balloon payment is a lump sum repayment at the end of the loan agreement after all regular repayments have been met. Where a loan is eligible for a balloon payment, your regular repayments will be lower, and you will pay more interest over the loan term. Where a loan does not have a balloon payment, your regular repayments will be higher, and you will pay less interest and there will be no lump sum repayment at the end of the loan term.

Upon receiving the application, our team will review and provide an initial assessment within 12 business hours. Generally, once loan documents are complete and in order, our team will conduct final checks to enable you to access your equipment. 

You can speak directly with a local Business Development Manager to assist with any questions you may have, or reach out on 1300 22 65 65. 

Our commitment to you

* Disclaimer: Fees, lending criteria, terms and conditions apply (including an origination fee on each advance). Actual fixed fee (or interest expense) and repayments will vary based on your individual circumstances. Advertised rates are subject to change at any time. Fixed fee (or interest expense) accrues upfront and is paid in instalments. While Banjo does not generally take security over assets, director guarantees may be required and a general security deed or other security may be required for larger loans or in respect of some loan types. Statements regarding timing in relation to applications, approvals and funding are only indicative. Any advice given does not take into account your personal circumstances and you should carefully consider what products are appropriate for you and obtain professional advice where relevant.

Copyright © 2022 Banjo® Loans. Banjo® and Banjo Score® are registered trade marks used under licence by Banjo Loans. All loans are provided by FundIT Ltd ACN 601 130 527 in its capacity as trustee of the Banjo Small Business Loan Fund ABN 32 713 685 984 (AFSL 468033). All loans are subject to eligibility criteria and approval by Banjo. Upfront fee, terms and conditions apply.