FAQs
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General
- What’s the difference between you and other lenders?
- Who are your customers?
- What are the challenges facing small business in Australia today?
- You say you can approve more loans than many other lenders. Does that mean you are increasing your risk?
- Aren’t you competing with banks?
- What are your credentials?
Application
- How simple is your application process really?
- Who qualifies for a Banjo loan?
- Are the loans secured?
- Why do you need my ABN or ACN?
- Why do you need to run ID checks on the Director(s)?
- Do you check my personal profile with a credit agency?
- What do you do with my information?
- Why does Banjo need my bank account login details? How safe is it?
- Why does Banjo need a photograph of myself in addition to my Drivers Licence?
- What does Banjo do with my accounting information, and is it safe?
- Why does Banjo need me to log into my bank account, and is it safe?