Better loans for small business

Banjo makes it easier for businesses to access the finance they need to move forward. Taking them to the next chapter in their development and success.

Small to medium sized businesses are the engine room of our economies, cities and communities. And our mission is to power their growth through simple, smart financial solutions.

By combining our financial expertise and business acumen, we help Australian businesses navigate complex challenges. We see the bigger picture and work collaboratively with established SMEs to help them move forward — to their next chapter today, and their full potential tomorrow.

About Banjo Loans

We understand the dynamic, fast-changing nature of SMEs. That’s why we look beyond traditional assets and collateral to build a more holistic understanding of the businesses we partner with.

Our approach is considered and financially responsible. That may mean we won’t lend to a businesses if we think it will ultimately put them under more financial stress.

We’re committed to going the extra mile to build long-lasting client relationships and provide ongoing support because for us, it’s always about more than just funding. It’s about meaningful partnerships that support growth, enable development and drive success. Together.

Meet the team

Guy Callaghan

Guy Callaghan - Chief Executive Officer
Guy Callaghan – Chief Executive Officer

Guy has worked in the finance sector in Australia and internationally for more than 25 years. He is passionate about helping Australian and NZ SMEs grow and flourish — not only through funding, but by working alongside them to support their journey. As a former Olympic swimmer, Guy has a strong focus and drive to succeed. When not at work, he loves spending quality time with his family, surfing and being in the ocean.

Andrew Colliver

Andrew Colliver - Chief Risk Officer and Co-founder
Andrew Colliver – Chief Risk Officer and Co-Founder

With more than 30 years experience in financial markets, both in Australia and internationally, Andrew is committed to helping people and businesses grow. He is driven by a belief that SMEs are the heart and soul of our economy, and is passionate about supporting them through simple, smarter lending options. In his spare time, Andrew loves heading outdoors with his wife and four children.

Julian Hedt

Andrew Colliver Andrew Colliver - Chief Risk Officer and Co-founder Risk Officer and Co-founder
Julian Hedt – Chief Technology Officer

In a career spanning more than 25 years, Julian has led a number of fascinating IT projects for businesses like NAB, Telstra, and Infosys. Now, he brings his passion for technology and “out of the box” thinking to Banjo, creating bespoke solutions that help SMEs reach their growth potential. When not at his computer, Julian enjoys relaxing with a good book, heading out on his motorbike, or gardening with his wife.

Andrew Fitzpatrick

Andrew Fitzpatrick - Chief Financial Officer
Andrew Fitzpatrick – Chief Financial Officer

Andrew has a diverse range of financial experience, having worked at large firms such as Grant Thornton, J.P. Morgan and ANZ in a career spanning more than 20 years. He is proud to bring this expertise to Banjo where he channels his passion for helping small businesses remove roadblocks and reach their goals. Away from the ledger, you’ll find Andrew on the golf course, working out, or spending time with his family.


Interested in working with us at Banjo? Learn about our culture, "customer first" approach, and vision of doing things better.

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Financial solutions for your business

Banjo Express

A funding solution for SMEs to access funds faster with less paperwork.

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Working Capital Loans

Borrow from $20k to $1m for your business, with flexible terms and a range of repayment options. Simple.

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Flexi Working Capital Loans

Capital that works for you, with an up to 4-month interest expense only period to align with the ebb-and-flow of your business.

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Asset & Equipment Finance

Tailored asset and equipment finance* from $20k to $1m with a simple online application

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