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Business lending

Business lending

Simple, swift working capital and asset finance to help growth-driven businesses to develop and succeed.

Banjo Express

Get fast access to funds with less paperwork

Flexi Working Capital Loans

Get up to 4 months interest expense only repayments with

Single Pay Loans

Get a bridging finance facility to release working capital

Working Capital Loans

Get cashflow funding options to help growth

Asset & Equipment Finance

Get a flexible asset loan to finance assets and business moving forward

About us

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Funding solutions to move your business forward

Swift access to working capital and asset finance to help your business grow and succeed.

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How Banjo helps business

Need a small advance to stock up on inventory or a significant investment in your business infrastructure? Our simple online applications and transparent terms make the business loan process straightforward.

We're here to help Business to grow

We’re a local, highly skilled team who want to help.

Flexible terms and payment options

A range of loan types to suit your business needs.

Simple, online loan applications

An efficient and intuitive application process.

Fast decisions and access to funds

The smarter way to fund your business.

Progress your business with access to the right lending solution.

I’m a Business Owner seeking working capital or asset finance solutions to suit my business requirements.

Get Started

I’m a Broker, Accountant and/or Business Adviser looking to help my clients with working capital or asset finance.

Get Started

Finance for how business really works

The right financial solutions built for your business.

Banjo Express

A funding solution for SMEs to access working capital faster with less paperwork.
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Working Capital Loans

Borrow from $20k to $1m for your business, with flexible terms and a range of repayment options. Simple.
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Asset & Equipment Finance

Tailored asset and equipment finance* from $20k to $1m with a simple online application.
View details

Flexi Working Capital Loans

Capital that works for you, with up to 4 months interest expense only to align with the ebb-and-flow of your business.
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Single Pay

Bridging finance that makes it easy to access the working capital funding you require prior to settlement.
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Speak with a Banjo loans specialist to find the funding to suit your requirements.

Let's Talk

Interested in
partnering with Banjo?

We help finance brokers and accountants to find the right funding solution and deliver more value to their clients. Learn more about our Banjo Partner Program.
Find out how

Working capital when you need it most.

Calculate your working capital loan repayments.

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Great relationships and positive reviews

  • I found dealing with Banjo to be very refreshing. They are very quick to process and authorise requests and seem to understand business requirements for growth far better than standard bankers.

    Director, Media Company

  • Professional, thorough, detailed and unobtrusive process utilising 2020 IT smarts to minimise the pain of information interchange. I'm sure Banjo is setting the benchmark for monetary loan applications and processes going forward.

    John Bonomi, Britannia Metal

  • Banjo provided us with a seamless process from application through the broker channel to engage directly with senior Banjo personnel. They understood our growth path and were there when we needed them most.

    Chris Egan, Cooee Foods

  • I’m a natural sceptic, so giving Banjo a thumbs up is because they deserve it. From the start, the whole team was patient, knowledgeable, and their procedure is painless throughout.

    Owner / Founder, Farmer

Calculate your working capital business loans repayments

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Let's get you moving

^ This calculator provides an indication of typical average fixed fee (or interest expense) costs and repayments for working capital loans (but not other types of loans such as Banjo Express or Asset Finance). The actual fixed fee (or interest expense) and repayments will vary based on your individual circumstances. Fees and terms and conditions apply (including an origination fee on each advance of 1.5% for 6 months, 2.25% for 12 months, 2.5% for 18 months, 2.75% for 24 months or 3.00% for 36 months). The repayments set out above are inclusive of fixed fee (or interest expense). Fixed fee (or interest expense) accrues upfront and is paid in instalments.

Still thinking about growing your business?

Here are some handy resources to 
help you on your journey.

Mind the (Cashflow Funding) Gap   

Read more

Tom Rockliff - Top tips for a new broker

Read more

Property no longer the key to unlocking business funding

Read more
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Are you ready to get started?

Find out how a Banjo solution can help your business

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Our commitment to you

* Disclaimer: Fees, lending criteria, terms and conditions apply (including an origination fee on each advance). Actual fixed fee (or interest expense) and repayments will vary based on your individual circumstances. Advertised rates are subject to change at any time. Fixed fee (or interest expense) accrues upfront and is paid in instalments. While Banjo does not generally take security over assets, director guarantees may be required and a general security deed or other security may be required for larger loans or in respect of some loan types. Statements regarding timing in relation to applications, approvals and funding are only indicative. Any advice given does not take into account your personal circumstances and you should carefully consider what products are appropriate for you and obtain professional advice where relevant.

Copyright © 2022 Banjo® Loans. Banjo® and Banjo Score® are registered trade marks used under licence by Banjo Loans. All loans are provided by FundIT Ltd ACN 601 130 527 in its capacity as trustee of the Banjo Small Business Loan Fund ABN 32 713 685 984 (AFSL 468033). All loans are subject to eligibility criteria and approval by Banjo. Upfront fee, terms and conditions apply.