Financial support for your business

Whether it’s a small advance to stock up on inventory, or a more significant investment in your business infrastructure, our simple online applications and transparent terms make the whole process straight-forward.

Moving forward, together

We’re a local, highly skilled team who want to help.

Flexible terms and payment options

A range of loan types to suit your business needs.

Simple, online applications

An efficient and intuitive application process.

Quick decisions & funding

Speedy decisions and access to funds.

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Prefer to talk to someone? Call the Banjo team on 1300 22 65 65 or

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Financial solutions for your business

Banjo Express

A funding solution for SMEs to access funds faster with less paperwork.

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Working Capital Loans

Borrow from $20k to $1m for your business, with flexible terms and a range of repayment options. Simple.

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Flexi Working Capital Loans

Capital that works for you, with an up to 4-month interest expense only period to align with the ebb-and-flow of your business.

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Asset & Equipment Finance

Tailored asset and equipment finance* from $20k to $1m with a simple online application

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Fostering great partnerships

We help advisors, brokers and accountants deliver more for their clients. Learn more about our Partner Program.

Don’t just take our word for it…

Professional, thorough, detailed and unobtrusive process utilising 2020 IT smarts to minimise the pain of information interchange. I'm sure Banjo is setting the benchmark for monetary loan applications and processes going forward.
John Bonomi, Britannia Metal

Let's calculate your working capital loan repayments

I need to borrow


on a

12 month



fixed fee


or interest expense amount ^





Secure piece of mind

with an unsecured loan

Flexible loans terms

between 6 and 36 months

^ This calculator provides an indication of typical average fixed fee (or interest expense) costs and repayments for working capital loans (but not other types of loans such as Banjo Express or Asset Finance). The actual fixed fee (or interest expense) and repayments will vary based on your individual circumstances. Fees and terms and conditions apply (including an origination fee on each advance of 1.5% for 6 months, 2.25% for 12 months, 2.5% for 18 months, 2.75% for 24 months or 3.00% for 36 months). The repayments set out above are inclusive of fixed fee (or interest expense). Fixed fee (or interest expense) accrues upfront and is paid in instalments.

A relationship you can trust

We are considered and responsible in our approach, even if that means saying our loans are not quite right for you. We believe you deserve a transparent lending experience.

Knowledge Hub

Historically high inventory levels & their effects on the Cash Conversion Cycle

4 min read

Supply chain impacts on working capital have resulted in businesses carrying more inventory than historical levels to meet customer demands. This is having an adverse effect on...

Read article

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