Loans from $20,000 to $500,000

  6 to 24 months term

  Unsecured loans*

  No early exit fees

  • Easy online application
  • Quick decisions & funding
  • Better rates for better businesses
  • Easy re-borrowing
Disclaimer*

Quick & easy business loans for wholesalers & retailers

No paperwork

As a business owner your time is precious so Banjo enables you to apply for a loan entirely online in as little as 10 minutes.

Fast funds

Borrow from $20,000 to $500,000 with funds deposited in your account in as little as 24 hours following acceptance of a loan offer.

Easy re-borrowing

If you need to borrow from Banjo again you can quickly apply for a new loan with just a few clicks.

Get started Is my business eligible to apply?

Inventory finance as it should be

Better rates for better businesses

We believe that strong businesses should not have to subsidise weak ones.

Unsecured loans

We believe that if you’ve proven yourself in business you shouldn’t have to bet the house to get a loan. Our loans don’t require security over your personal assets*.

Good, old-fashioned service

Despite being an online lender, we love to talk. Our local Australian team of experienced bankers will provide you with the kind of service and support any business owner should expect.

Get started Is my business eligible to apply?

We’re trusted by SMEs across Australia

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How it works

1

Apply online

Complete the online application in around 10 minutes.

2

Get approved

We review and approve an application in a couple of hours.

3

Receive your funds

Funds can be transferred directly to your account in as little as 24 hours (maximum of 72 hours).

Find out more

Is my business eligible to apply?

At least 2 years in business
Personal loans
At least $500,000 pa in revenue
Loans to new businesses

Business loan repayment calculator

How much do you need?
$20,000
$250,000
Repayment Term

Frequency

My business performance is

Weekly fixed fee (or interest expense) Amount^

$12

Total Weekly Repayment

$1,457
^ This calculator provides an indication of typical average fixed fee (or interest expense) costs and repayments. The actual fixed fee (or interest expense) and repayments will vary based on your individual circumstances. Fees and terms and conditions apply (including a origination fee on each advance of 1.5% for 6 months, 2.25% for 12 months, 2.5% for 18 months or 2.75% for 24 months). The repayments set out above are inclusive of fixed fee (or interest expense). Fixed fee (or interest expense) is calculated upfront and charged in instalments.
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Call us on
1300 22 65 65
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* Disclaimer: Fees, lending criteria, terms and conditions apply (including a origination fee on each advance of 1.5% for 6 months, 2.25% for 12 months, 2.5% for 18 months or 2.75% for 24 months). Actual fixed fee (or interest expense) and repayments will vary based on your individual circumstances. Advertised rates are subject to change at any time. Fixed fee (or interest expense) is calculated upfront and charged in instalments. While Banjo does not generally take security over assets, director guarantees may be required and, if a loan is over $250,000, a general security deed or other security may be required. Statements regarding timing in relation to applications, approvals and funding are only indicative. Any advice given does not take into account your personal circumstances and you should carefully consider what products are appropriate for you and obtain professional advice where relevant.