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Business funding that’s really easy to work with

If you’re looking for a finance partner that gets the tempo of business, you’re in the right place.
This is Hi-5 worthy.

At Banjo, we make business lending refreshingly straightforward. With fast approvals, flexible structures, and real support so brokers can help their clients move forward with confidence.

Funding solutions that fit the ‘oh Sh*t!’ moments

Express with $20k–$500k*

When your client needs fast access to cash flow, Express delivers — approvals in as little as 24 hours with minimal paperwork. Perfect for short-term opportunities, supplier payments, or smoothing cash flow strain.
  • Quick decisions
  • Flexible early payout
  • Upfront security not always required.
  • Helping a high-profile events agency stay in full swing

    Industry:
    Events & PR
    Loan Amount:
    $250k
    Time in Business:
    25+ years
    Structure:
    Trust
    Annual Turnover:
    $5m
    Approval Time:
    3 days
    Loan Term:
    60 months
    The scenario
    A renowned events and influencer PR agency needed fast funding to cover upfront costs for major corporate events — without slowing growth momentum. Despite healthy turnover, the payment delay from clients created a short-term cashflow gap.
    The Banjo solution
    Banjo provided a $250,000 Business Loan Express, approved in just 3 days. The 5-year term gave the business the breathing space it needed to keep delivering high-impact campaigns across Australia, New Zealand and Asia — without disruption.
    Why brokers love it
    Fast turnaround
    Long-term flexibility
    Less fuss funding for short-term needs

    Discuss a scenario

    Structured funding that moves with your client’s ambition.

    Excel with $250k–$1m*

    For SMEs ready to scale or restructure, Excel gives them the runway to grow.
  • Tailored loans up to $1m* to fund expansion
  • ATO debt consolidation, asset purchases, or new opportunities.
  • $600k funded in 10 hours to support site expansion

    Industry:
    Education
    Loan Amount:
    $600k
    Time in Business:
    8 years
    Structure:
    Company 
    Annual Turnover:
    $12m
    Approval Time:
    10 hours
    Loan Term:
    60 months
    The scenario
    A growing early childhood education group had just opened a new facility and needed fast access to funds. The goal? Hire and train staff, and create a financial buffer before parent fees began to flow in.
    The Banjo solution
    Banjo provided a $600,000 Business Loan Excel within just 10 hours. The 5-year term gave the business confidence and flexibility to invest in staff and operations — helping them continue their mission to deliver outstanding education in a nurturing environment.
    Why brokers love it
    Same-day approval for a large facility
    Structured funding for expansion
    Confidence during business transitions

    Discuss a scenario

    Direct access to experienced lenders who understand how to get complex deals done.

    Expand with $1m–$5m*

    When your client is thinking big.
  • Expand provides serious funding — fast
  • Ideal for acquisitions, large stock purchases, site expansions, or bridging to long-term finance.
  • $3M funded in 4 days to accelerate pharmacy expansion

    Industry:
    Retail Pharmacy
    Loan Amount:
    $3m across 3 ABNs*
    Time in Business:
    24 years
    Structure:
    Company
    Annual Turnover:
    $20m
    Approval Time:
    4 business days
    Loan Term:
    Tailored across 3 facilities
    The scenario
    A well-established pharmaceutical group needed capital to purchase and stock three new pharmacy locations. With a track record of strong performance and $20M in annual turnover, they were looking for a lending partner who could move quickly and understand the scale of their ambition.
    The Banjo solution
    Banjo provided three separate $1m Business Loan facilities across three ABNs — approved in just 4 business days. The loan structure was informed by the strong cash flow from existing operations and the future revenue expected from the new stores.
    Why brokers love it
    Multi-ABN funding, fast
    Confident support for complex, high-value deals
    Strategic growth and industry understanding

    Discuss a scenario

    Why brokers choose Banjo

    • Funding from $20k to $5m*
    • Approvals in as little as 24 hours for smaller loans
    • Flexible terms, no early payout penalties
    • Deal directly with decision-makers
    • A team that’s here to help you and your clients succeed
    • We’re easy to work with, serious about service, and committed to helping brokers build stronger relationships with their clients.
    Partnering with Banjo means better brokering.
    If you’re not a Banjo partner, here’s what you can expect:
    • Support when you need it – in days, not weeks.
    • Direct access to the decision-makers approving
      credit – for faster, better outcomes.
    • Your own dedicated BDM – for helping you with
      everything, even workshopping greater deals.
    • An awarded non-bank lender of choice
      with SMEs for business loans.

    Become a Partner

    We’re nation-wide. Find your local BDM

    Jason Gatt
    VICSATASWA

    Jason Gatt

    Southern Region Sales Manager

    0434 019 725

    Steven Dang
    VIC

    Steven Dang

    Business Development Manager

    0493 576 991

    Vel Markovic
    VICSATAS

    Vel Markovic

    Business Development Manager

    0493 371 194

    Joshua Pham
    VIC

    Joshua Pham

    Business Loans Specialist

    0493 112 684

    Haifa Sameer
    NSW

    Haifa Sameer

    Inside Business Development Manager

    0411 326 245

    Sahl Jappie
    NSW

    Sahl Jappie

    Business Development Manager

    0477 893 411

    Joe Purcell
    NSW

    Joe Purcell

    Business Development Manager

    0466 778 998

    Bevan Weerasinghe
    NSW

    Bevan Weerasinghe

    Business Development Manager

    0451 014 951

    Steven Kent
    QLD

    Steven Kent

    Business Development Manager

    0433 075 561

    Simon O'Leary
    WA

    Simon O'Leary

    Business Development Manager

    0422 867 909

    Frances Rikard-Bell
    All states

    Frances Rikard-Bell

    Head of Customer Success

    0480 233 962

    Our commitment to you

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    * Disclaimer: Fees, lending criteria, terms and conditions apply (including an origination fee on each advance). Actual fixed fee (or interest expense) and repayments will vary based on your individual circumstances. Advertised rates are subject to change at any time. Fixed fee (or interest expense) accrues upfront and is paid in instalments. While Banjo does not generally take security over assets, director guarantees may be required and a general security deed or other security may be required for larger loans or in respect of some loan types. Statements regarding timing in relation to applications, approvals and funding are only indicative. Any advice given does not take into account your personal circumstances and you should carefully consider what products are appropriate for you and obtain professional advice where relevant.

    Copyright © 2022 Banjo® Loans. Banjo® and Banjo Score® are registered trade marks used under licence by Banjo Loans. All loans are provided by FundIT Ltd ACN 601 130 527 in its capacity as trustee of the Banjo Small Business Loan Fund ABN 32 713 685 984 (AFSL 468033). All loans are subject to eligibility criteria and approval by Banjo. Upfront fee, terms and conditions apply.