Unsecured* loans from $20k to $500k

Loan term from 6 to 24 months

Flexible terms and payment options

Quick decisions and funding

Easy to access funds, when you need it

At Banjo, we’re here to help you grow, develop and succeed with flexible funding solutions.


Whether it’s stocking up on inventory, scaling production to win new contracts, investing in marketing or training, or even simply to cover unexpected expenses, our business loans can provide the finance you need to move forward.

I found dealing with Banjo to be very refreshing. They are very quick to process and authorise requests and seem to understand business requirements for growth far better than standard bankers.
Fiona Horman, Regency Media

small business loans

It’s quick and easy

Get started in three simple steps

Apply Online

Complete the simple online application in as little as 10 minutes.

Get approved

We’ll review and assess your application within a couple of business hours.

Receive your funds

If approved, funds can be transferred directly to your account in as little as 24 hours.

Let’s get your business moving

All you need to get started:

  • An active ABN or ACN
  • 2+ years in business
  • $500,000+ in annual sales

Generally, we do not lend to businesses in the agriculture, construction or utility industries.

Let's calculate your business loan repayments

I need to borrow


on a

12 month



fixed fee


or interest expense amount ^





Secure piece of mind

with an unsecured loan

Flexible loans terms

between 6 and 24 months

^ This calculator provides an indication of typical average fixed fee (or interest expense) costs and repayments. The actual fixed fee (or interest expense) and repayments will vary based on your individual circumstances. Fees and terms and conditions apply (including an origination fee on each advance of 1.5% for 6 months, 2.25% for 12 months, 2.5% for 18 months or 2.75% for 24 months). The repayments set out above are inclusive of fixed fee (or interest expense). Fixed fee (or interest expense) accrues upfront and is paid in instalments.

Working Capital Loans FAQs

Let's get started

Time in business

Annual revenue

All loans are subject to eligibility criteria and approval by Banjo. By registering and using this site, you are agreeing to the Terms & Conditions & Privacy Policy.

Financial solutions for your business

Working Capital Loans

Borrow from $20k to $500k for your business, with flexible terms and a range of repayment options. Simple.

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Flexi Working Capital Loans

Capital that works for you, with an up to 4-month interest expense only period to align with the ebb-and-flow of your business.

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Single Pay

Loans from $20k to $500k. A bridging finance facility enabling you to release the working capital needed to help move your business forward now.

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Banjo Supply

Unsecured Loans from $5k to $25k. Apply in minutes, and receive an immediate response.

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