Loans from $20k to $250k

Loan terms from 6 to 12 months

Less business documentation requested*

Quick decisions and fast funding

Simple access to growth capital

Banjo Express helps businesses who are in a hurry to get funds to secure an opportunity they do not want to miss.


You can apply for a loan in as little as 10 minutes via our simple online application. Our decision-making process is quick and streamlined. Once approved, funds are available in your bank in as little as 24 hours. You can relax knowing you will have funds available in time for your next opportunity.

I found dealing with Banjo to be very refreshing. They are very quick to process and authorise requests and seem to understand business requirements for growth far better than standard bankers.
Fiona Horman, Regency Media

small business loans

It’s quick and easy

Get started in three simple steps

Apply Online

Complete the simple online application in as little as 10 minutes.

Get approved

We’ll review and assess your application within a couple of business hours.

Receive your funds

If approved, funds can be transferred directly to your account in as little as 24 hours.

Let’s get your business moving

All you need to get started:

  • An active ABN or ACN
  • 2+ years in business
  • $500,000+ in annual sales

Typically, we do not lend to businesses in the property development or regulated utility industries. Generally, the provision of some security will be required for this product.

Banjo Express FAQs

Let's get started

Time in business

Annual revenue

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Financial solutions for your business

Banjo Express

A funding solution for SMEs to access funds faster with less paperwork.

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Working Capital Loans

Borrow from $20k to $1m for your business, with flexible terms and a range of repayment options. Simple.

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Flexi Working Capital Loans

Capital that works for you, with an up to 4-month interest expense only period to align with the ebb-and-flow of your business.

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Asset & Equipment Finance

Tailored asset and equipment finance* from $20k to $1m with a simple online application

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