Borrow $20,000 to $250,000 starting from

10.7% *pa unsecured

  • Apply online in minutes
  • Get funds quickly
  • Unsecured loans
  • Tailored rates
  • No exit fees
  • Easy re-borrowing

Quick & easy

No paperwork

As a business owner your time is precious so Banjo enables you to apply for a loan entirely online in as little as 10 minutes.

Fast funds

Borrow from $20,000 to $250,000 with funds deposited in your account in as little as 24 hours following acceptance of a loan offer.

Easy re-borrowing

If you need to borrow from Banjo again you can quickly apply for a new loan with just a few clicks.

Apply now Is my business eligible to apply?

Loans tailored to your business

Unsecured loans

Our proprietary credit scoring technology enables us to lend based upon your business cashflow. This is why we don't ask for security over your personal assets when you borrow with us.

Tailored rates from 10.7%* pa

Unlike many other lenders, we don't believe one size fits all. Our credit scoring technology calculates an interest rate that reflects the health of your business.

No early exit fees

We have a simple, easy to understand fee structure and never charge fees for paying off your loan early.

Apply now Is my business eligible to apply?

How it works

1

Apply online

Complete the online application in around 10 minutes.

2

Get approved

We review and approve an application in a couple of hours.

3

Receive your funds

Funds can be transferred directly to your account in as little as 24 hours (maximum of 72 hours).

Is my business eligible to apply?

At least 2 years in business
Personal loans
At least $500,000 pa in revenue
Loans to new businesses

Loan repayment calculator

How much do you need?
$20,000
$250,000

Repayment

My business performance is

Weekly Interest Amount^

$12

Total Weekly Repayment

$1,457
^ This calculator provides an indication of typical average interest costs and repayments. The actual interest and repayments will vary based on your individual circumstances. Fees and terms and conditions apply, including a 1.5% upfront fee on each advance. The repayments set out above are inclusive of interest. Interest is calculated upfront and charged in graduated instalments.
* Disclaimer: Fees, lending criteria, terms and conditions apply including a 1.5% upfront fee on each advance. Actual interest and repayments will vary based on your individual circumstances. Advertised rates are subject to change at any time. Interest is calculated upfront and charged in graduated instalments. While Banjo does not take security over assets, director guarantees may be required. Statements regarding timing in relation to applications, approvals and funding are only indicative. Any advice given does not take into account your personal circumstances and you should carefully consider what products are appropriate for you and obtain professional advice where relevant.